We invite you to peruse our library of various articles where we address insurance-related news and advice that may be helpful to your organization.

  • 6 Tips to Mitigate Cold Weather Problems

    The Weather Channel says this winter could be colder than normal…and with frigid temperatures as they are, I find that easy to believe. Freezing Pipes is both one of the most intrusive negative consequences of cold weather AND one of the most preventable. “Intrusive” not only because the average financial cost exceeds $6,000, but it […]

    Read more...
  • Three Church Fraud Truths

    1. Truth #1: Church Fraud is Prevalent. One third of all congregations will fall victim to fraud – If a third of all churches are victims of fraud, what is the chance that this is happening right now at your church? Because…most frauds go on for 18 months before getting caught. 2. Truth #2: Church […]

    Read more...
  • Spock, the Church and Earthquakes

    My manager, Paul Glidewell, has recently been theorizing as to whether or not Spock (yes, that Spock) would purchase earthquake insurance. Paul was focusing on homeowners.  However, where would the money come from to repair your church building if your Church suffered Earthquake damage?  Or a flooding?  Awhile back I addressed this in the following video: I suspect […]

    Read more...
  • Speaking of Taxes and Ministries…

    I share this Peanuts joke because I have some valuable information that I’m concerned will come across as dreary…and if anyone can bring levity to taxes…it’s Snoopy. Just a reminder to the ministries with whom we work: 1.       Some ministries, unwittingly, are out of compliance with IRS payroll tax code (at the bottom […]

    Read more...
  • Should you increase your deductible?

    The answer is YES. But…is it worth the savings? Read the 3 reasons why you should…AND the ‘Secret Formula’ for deductible decisions. Reason #1: It will reduce your premium. The amount you will save varies, but often the savings will exceed 10% of the property premium. Reason #2: It may stabilize your premium. Often it […]

    Read more...
  • Are you qualified to explain “medical payments” to the other leaders in your ministry?

    Question #1: Situation: You, as a paid leader of your ministry, are working late at the church and need to go downstairs; unfortunately, you trip on the bottom step and break your ankle. One emergency room visit later you are the proud owner of a walking cast and a bill for $3,995. Unfortunately, you have […]

    Read more...
  • Local Pastor Makes Good!

    Congratulations to Pastor Bob Johnson of Great Falls Christian Center who achieved a long held goal and dream! Read the article from the Missoulian.com Can you be innocent of Sexual Misconduct…but still GUILTY??? Earlier this year, a jury convicted a church official in Philadelphia on charges of child endangerment – this case is historic because […]

    Read more...
  • Planning for Christmas

    In this Issue… 3 Simple Ways to Have More Money in Your 2013 Budget Church Holiday Decoration Hazard; Avoid Paying for an Easily Avoidable Accident Dave Ramsey’s Christmas Budget – a MUST for Every Budget Conscious Leader. Reminder: If any board member or other ministry leader has not signed up for the Legacy Series, sign […]

    Read more...
  • Surviving the Unthinkable:  A Pastor’s Story of Strength

    Russ Smith, Lead Pastor of Midtown Church in Missoula, MT., has lived every pastor’s nightmare. On the evening of Fourth of July, 2009, the small congregation did as they had done for previous patriotic celebrations; they climbed to the flat roof of the church to better view the city fireworks display. The venue was safe. […]

    Read more...